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About Adyen

Adyen provides a platform for payments, data, and financial products. The platform is built to support large businesses operating at scale. Adyen offers financial products to customers from a centralized stack. The company moves money across a business through accepting, settling, and transferring funds on one platform. Businesses can embed payments, accounts, card issuing, and capital using a single integration. Adyen is backed by banking licenses in the US, UK, and EU.

Products

  • Intelligent Money Movement: Drives revenue through optimized payments and automated payouts, allowing businesses to accept, settle, and move funds on one platform.
  • Embedded Finance: Lets businesses launch payments and financial products under their own brand by embedding payments, accounts, card issuing, and capital.
  • Adyen for Platforms: A product line referenced alongside Intelligent Money Movement for platform businesses.
  • Adyen Issuing: A product launched by Adyen for card issuing.
  • Terminal API: An API product related to point of sale terminals.
  • Giving: A product launched by Adyen.

Used for

  • Accepting payments
  • Sending payouts globally
  • Processing in-person payments
  • Automating insurance reimbursements with embedded payments
  • Consolidating multiple systems into one for reconciliation

Who it is for

  • Used by travel and hospitality businesses.
  • Used by SaaS platforms and marketplaces.
  • Used by financial services companies.

From Adyen's own website, read 2026-10-23. How we build listings.

How to evaluate Payments & Fintech

This is how the CIOPages Research Team evaluates this category. It is not an assessment of Adyen. It comes from our Enterprise Payments & FinTech Infrastructure buyer guide.

25%
Authorization Rate & Acceptance Optimization
Measured auth rates on your own traffic, network tokenization and account-updater coverage, intelligent retries, 3DS / SCA exemption handling, debit and local-scheme routing, and issuer-data optimization
20%
Global Coverage & Local Payment Methods
Local acquiring footprint by country, supported currencies and settlement, breadth of alternative and local methods (wallets, A2A, BNPL, real-time rails), and cross-border versus domestic processing
20%
Orchestration & Routing Flexibility
Multi-acquirer / multi-PSP routing, least-cost and geo-local rules, automatic failover, PSP-agnostic vaulting and token portability, and how hard it is to add or swap a downstream provider
15%
Risk, Fraud & Compliance
Native fraud / chargeback tooling and liability shift, PCI DSS scope reduction (hosted fields, vault), KYC / KYB onboarding, and regional regulatory coverage (SCA/PSD2, data residency)
10%
Developer Experience & Embedded / Platform Payments
API quality, SDKs and hosted components, sandbox and docs, marketplace split payouts and sub-merchant onboarding, issuing / Treasury-style money movement, and time-to-first-transaction
10%
Pricing Transparency & Settlement
Interchange-plus versus blended, fee clarity by method and geography, settlement speed and reserve terms, FX margins, and contractual flexibility to renegotiate as volume grows

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CIOPages put this listing together from public sources. It’s information, not an endorsement. How we build listings. Work here? Claim this listing or .

Quick Facts

www.adyen.com Pricing page
CategoryEnterprise Applications
SubcategoryPayments & Fintech
PricingPer transaction, with a fixed processing fee plus a payment-method-specific fee

We publish a detail only when we can point at the page it came from. Know when Adyen was founded or where it is based? Send it to us, free.

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Enterprise Payments & FinTech Infrastructure
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